:root{--color-text-main: #2a2a2a;--color-text-muted: #555555;--color-link: #005670;--color-link-hover: #003344;--color-bg-body: #EEF2F7;--color-bg-section: #f4f6f8;--color-border-subtle: #e0e0e0;--color-border-accent: #bcccd1;--color-ad-border: #cccccc;--font-family-system: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif;--line-height-base: 1.7;--line-height-heading: 1.3;--spacing-xs: 8px;--spacing-sm: 16px;--spacing-md: 24px;--spacing-lg: 48px;--spacing-xl: 64px}*{box-sizing:border-box}html{font-size:100%;scroll-behavior:smooth}body{margin:0;padding:0;font-family:var(--font-family-system);color:var(--color-text-main);background-color:var(--color-bg-body);line-height:var(--line-height-base);-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5,h6{color:#111;font-weight:700;line-height:var(--line-height-heading);margin-top:0;margin-bottom:var(--spacing-sm)}h1{font-size:2.25rem;margin-top:80px;margin-bottom:var(--spacing-md);letter-spacing:-.02em}h2{font-size:1.75rem;margin-top:var(--spacing-lg);margin-bottom:var(--spacing-sm);border-bottom:2px solid var(--color-bg-section);padding-bottom:var(--spacing-xs)}h3{font-size:1.35rem;margin-top:var(--spacing-md);color:#333}p{margin-bottom:var(--spacing-md);max-width:75ch}ul,ol{margin-bottom:var(--spacing-md);padding-left:var(--spacing-md)}li{margin-bottom:var(--spacing-xs)}a{color:var(--color-link);text-decoration:none;font-weight:500;transition:color .2s ease}a:hover{text-decoration:underline;color:var(--color-link-hover)}.container{max-width:860px;margin:0 auto;padding:0 var(--spacing-md)}.postContent{line-height:1.7;max-width:100%}.postContent img{max-width:100%;height:auto}.postContent pre{overflow-x:auto}.postContent code,.postContent a{overflow-wrap:anywhere;word-break:break-word}.postContent table{display:block;overflow-x:auto}.postContent>:first-child{margin-top:var(--spacing-md)}.postContent h1,.postContent h2,.postContent h3,.postContent h4{line-height:1.25}.link-list{display:grid;grid-template-columns:1fr;gap:var(--spacing-sm);padding:0;margin:0;list-style:none}@media(min-width:800px){.link-list{grid-template-columns:repeat(2,minmax(0,1fr))}}.link-tile{display:block;padding:12px 14px;border:1px solid var(--color-border-subtle);border-radius:12px;background:#fff;color:var(--color-link);font-weight:600}.link-tile:hover{text-decoration:none;background:#f8fafc}.wcd-post-hero{margin-top:var(--spacing-md)}.wcd-post-summary{color:var(--color-text-muted);font-size:1.05rem;max-width:75ch}.wcd-card{border:1px solid var(--color-border-subtle);border-radius:14px;padding:14px 16px;background:var(--color-bg-section);margin:var(--spacing-md) 0}.wcd-card-title{margin-top:0;border:none;padding:0;font-size:1.3rem}.wcd-tight-list{margin:0;padding-left:var(--spacing-md)}.wcd-checklist{list-style:none;padding-left:0;margin:0}.wcd-checklist li{padding-left:26px;position:relative}.wcd-checklist li:before{content:"✓";position:absolute;left:0;top:0;color:#136f3b;font-weight:800}.wcd-two-col{display:grid;grid-template-columns:1fr;gap:var(--spacing-sm)}@media(min-width:800px){.wcd-two-col{grid-template-columns:repeat(2,minmax(0,1fr))}}.wcd-mini-card{border:1px solid var(--color-border-subtle);border-radius:12px;padding:12px 14px;background:#fff}.wcd-mini-card-title{margin-top:0;margin-bottom:8px;font-size:1.1rem;border:none;padding:0}.wcd-mini-card-body{margin:0;color:var(--color-text-muted)}.wcd-callout{border-left:4px solid var(--color-border-accent);background:#fff;border-radius:10px;padding:12px 14px;margin:var(--spacing-md) 0}.wcd-callout-title{font-weight:800;margin-bottom:6px}.wcd-callout-body{color:var(--color-text-muted)}.wcd-faq-item{border:1px solid var(--color-border-subtle);border-radius:12px;padding:12px 14px;background:#fff;margin-bottom:var(--spacing-sm)}.wcd-faq-q{margin-top:0;margin-bottom:8px;font-size:1.1rem;border:none;padding:0}.wcd-faq-a{margin:0;color:var(--color-text-muted)}.wcd-cta{border-top:1px solid var(--color-border-subtle);padding-top:var(--spacing-md);margin-top:var(--spacing-lg)}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.blog-hero{text-align:center;padding:3rem 0;margin-bottom:2rem;border-bottom:1px solid var(--color-border-subtle)}.hero-title{font-size:2.5rem;margin-top:0;margin-bottom:1rem}.hero-desc{font-size:1.15rem;color:var(--color-text-muted);max-width:600px;margin:0 auto 1.5rem}.hero-stats{display:flex;justify-content:center;gap:1rem}.stat-pill{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;background:var(--color-bg-section);border-radius:99px;font-size:.9rem;color:var(--color-text-muted);font-weight:600}.section-header{display:flex;align-items:baseline;justify-content:space-between;border-bottom:2px solid var(--color-bg-section);margin-bottom:1.5rem;padding-bottom:.5rem}.section-header h2{margin:0;border:none;padding:0;font-size:1.5rem}.count-badge{font-size:.9rem;color:var(--color-text-muted);background:var(--color-bg-section);padding:2px 8px;border-radius:6px}.grid-2{display:grid;grid-template-columns:1fr;gap:1.5rem;margin-bottom:3rem}@media(min-width:768px){.grid-2{grid-template-columns:1fr 1fr}}.foundation-card{display:block;padding:1.5rem;border-radius:12px;border:1px solid var(--color-border-subtle);transition:transform .2s,box-shadow .2s;background:#fff;color:inherit}.foundation-card:hover{text-decoration:none;transform:translateY(-2px);box-shadow:0 4px 12px #00000014}.foundation-card h3{margin-top:0;margin-bottom:.5rem;color:var(--color-link)}.foundation-card.auto{border-left:4px solid #005670}.foundation-card.health{border-left:4px solid #2e7d32}.link-arrow{display:inline-block;margin-top:1rem;font-weight:600;color:var(--color-link)}.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:1rem;margin-bottom:3rem}.state-card{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:1.5rem 1rem;background:var(--color-bg-section);border-radius:12px;border:1px solid transparent;color:var(--color-text-main);font-weight:600;transition:all .2s}.state-card:hover{transform:translateY(-2px);text-decoration:none}.state-card-arrow{font-size:.8rem;color:var(--color-text-muted);margin-top:.5rem;opacity:.7}.state-card-blue{background:#eff6ff;border-color:#bfdbfe;color:#1e3a8a}.state-card-blue:hover{background:#dbeafe;box-shadow:0 4px 12px #3b82f626}.state-card-green{background:#f0fdf4;border-color:#bbf7d0;color:#14532d}.state-card-green:hover{background:#dcfce7;box-shadow:0 4px 12px #22c55e26}.state-card-purple{background:#faf5ff;border-color:#e9d5ff;color:#581c87}.state-card-purple:hover{background:#f3e8ff;box-shadow:0 4px 12px #a855f726}.state-card-orange{background:#fff7ed;border-color:#fed7aa;color:#7c2d12}.state-card-orange:hover{background:#ffedd5;box-shadow:0 4px 12px #f9731626}.state-card-teal{background:#f0fdfa;border-color:#99f6e4;color:#134e4a}.state-card-teal:hover{background:#ccfbf1;box-shadow:0 4px 12px #14b8a626}.state-card-indigo{background:#eef2ff;border-color:#c7d2fe;color:#312e81}.state-card-indigo:hover{background:#e0e7ff;box-shadow:0 4px 12px #6366f126}.state-card-red{background:#fef2f2;border-color:#fecaca;color:#991b1b}.state-card-red:hover{background:#fee2e2;box-shadow:0 4px 12px #ef444426}.state-card-cyan{background:#ecfeff;border-color:#a5f3fc;color:#0e7490}.state-card-cyan:hover{background:#cffafe;box-shadow:0 4px 12px #06b6d426}.state-card-rose{background:#fff1f2;border-color:#fecdd3;color:#9f1239}.state-card-rose:hover{background:#ffe4e6;box-shadow:0 4px 12px #f43f5e26}.state-card-emerald{background:#ecfdf5;border-color:#a7f3d0;color:#065f46}.state-card-emerald:hover{background:#d1fae5;box-shadow:0 4px 12px #10b98126}.state-card-amber{background:#fffbeb;border-color:#fde68a;color:#92400e}.state-card-amber:hover{background:#fef3c7;box-shadow:0 4px 12px #f59e0b26}.state-card-fuchsia{background:#fdf4ff;border-color:#f0abfc;color:#86198f}.state-card-fuchsia:hover{background:#fae8ff;box-shadow:0 4px 12px #d946ef26}.filter-bar{display:flex;flex-direction:column;gap:1rem;margin-bottom:2rem;background:#fff;padding:1rem;border:1px solid var(--color-border-subtle);border-radius:12px;box-shadow:0 2px 8px #0000000d}@media(min-width:768px){.filter-bar{flex-direction:row;align-items:center;justify-content:space-between}}.search-wrapper{position:relative;flex:1}.search-icon{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--color-link)}.search-input{width:100%;padding:10px 12px 10px 40px;border:1px solid #cbd5e1;border-radius:8px;font-size:1rem;transition:border-color .2s,box-shadow .2s}.search-input:focus{outline:none;border-color:var(--color-link);box-shadow:0 0 0 3px #0056701a}.filter-pills{display:flex;gap:.5rem;overflow-x:auto;padding-bottom:4px}.filter-pill{background:#f1f5f9;border:1px solid #cbd5e1;padding:6px 16px;border-radius:99px;font-size:.9rem;cursor:pointer;white-space:nowrap;transition:all .2s;color:#475569;font-weight:500}.filter-pill:hover{background:#e2e8f0;color:#1e293b}.filter-pill.active{background:var(--color-link);color:#fff;border-color:var(--color-link);box-shadow:0 2px 4px #00567033}.posts-grid{display:grid;grid-template-columns:1fr;gap:1.5rem;margin-bottom:3rem}@media(min-width:640px){.posts-grid{grid-template-columns:repeat(2,1fr)}}.blog-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--color-border-subtle);border-radius:12px;padding:1.5rem;transition:box-shadow .2s}.blog-card:hover{box-shadow:0 4px 12px #00000014}.blog-card-header{display:flex;gap:8px;margin-bottom:1rem;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em}.badge{padding:2px 8px;border-radius:4px}.badge.bg-blue-100{background:#e0f2fe;color:#0369a1}.badge.bg-green-100{background:#dcfce7;color:#15803d}.state-badge{color:var(--color-text-muted);border:1px solid var(--color-border-subtle);padding:2px 8px;border-radius:4px}.blog-card-title{font-size:1.25rem;margin:0 0 .75rem;line-height:1.3}.blog-card-title a{color:var(--color-text-main)}.blog-card-title a:hover{color:var(--color-link)}.blog-card-desc{font-size:.95rem;color:var(--color-text-muted);flex-grow:1;margin-bottom:1.5rem;line-height:1.5}.blog-card-footer{display:flex;justify-content:space-between;align-items:center;font-size:.85rem;color:var(--color-text-muted);border-top:1px solid var(--color-bg-section);padding-top:1rem}.read-more{font-weight:600}.empty-state{text-align:center;padding:4rem 0;color:var(--color-text-muted)}.reset-btn{margin-top:1rem;background:none;border:1px solid var(--color-border-subtle);padding:8px 16px;border-radius:6px;cursor:pointer}.site-header{background:#036;border-bottom:1px solid var(--color-border-subtle);padding:var(--spacing-sm) 0;color:#fff}.site-header .container{display:block}.header-inner{display:flex;justify-content:space-between;align-items:center;gap:var(--spacing-sm)}.logo{display:flex;flex-direction:column}.logo-text{font-weight:700;font-size:1.8rem;color:#fff;text-decoration:none;letter-spacing:-.5px;display:inline-flex;align-items:center;gap:12px}.logo-image{height:clamp(46px,7.1875vw,63px);width:auto;display:block;max-width:min(322px,80vw)}.logo-text:hover{text-decoration:none;color:#e0e0e0}.site-nav{margin-left:auto;display:flex;align-items:center;gap:12px}.nav-dropdown{position:relative}.nav-dropdown-summary{list-style:none;cursor:pointer}.nav-dropdown-summary::-webkit-details-marker{display:none}.nav-dropdown-menu{position:absolute;top:calc(100% + 8px);right:0;min-width:260px;background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:12px;padding:8px;display:grid;gap:4px;box-shadow:0 18px 34px #0f172a2e;z-index:20}.nav-dropdown:not([open]) .nav-dropdown-menu{display:none}.nav-dropdown-item{display:block;padding:10px;border-radius:10px;color:#0f2747;font-weight:700}.nav-dropdown-item:hover{text-decoration:none;background:#2563eb1a}.nav-link{color:#fff;font-weight:600;padding:10px 12px;border-radius:10px}.nav-link:hover{text-decoration:none;color:#fff;background:#ffffff1f}.nav-toggle{display:none;align-items:center;justify-content:center;background:transparent;border:1px solid rgba(255,255,255,.22);border-radius:12px;padding:10px;color:#fff;cursor:pointer}.nav-toggle:focus-visible{outline:3px solid rgba(255,255,255,.35);outline-offset:2px}.nav-toggle-icon{display:inline-flex;flex-direction:column;gap:4px}.nav-toggle-bar{display:block;width:20px;height:2px;background:#fff;border-radius:999px}.contact-form{display:flex;flex-direction:column;gap:14px;max-width:640px;margin-top:var(--spacing-sm)}.contact-label{display:flex;flex-direction:column;gap:6px;font-weight:600}.contact-label-text{font-size:.95rem;color:#111}.contact-input,.contact-textarea{width:100%;padding:12px;border:1px solid var(--color-border-subtle);border-radius:12px;font-size:1rem;font-family:var(--font-family-system);color:var(--color-text-main);background:#fff}.tool-card{background:#fff;border:1px solid #CBD5E1;box-shadow:0 10px 30px #0f172a14;border-radius:20px;margin:0 0 32px;padding:32px;transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}.tool-card:hover{border-color:#94a3b8;box-shadow:0 12px 34px #0f172a1a}.tool-cta-section{margin:18px 0 24px;padding:18px;border-radius:18px;border:1px solid #BFDBFE;background:linear-gradient(180deg,#eff6ff,#f8fbff);box-shadow:0 10px 24px #2563eb14}.tool-cta-section-head{max-width:72ch}.tool-cta-section-head h2{margin:0;color:#0f172a;font-size:clamp(1.2rem,1.8vw,1.45rem)}.tool-cta-section-head p{margin:8px 0 0;color:#334155;line-height:1.55}.tool-cta-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px}.tool-cta-card{display:flex;flex-direction:column;justify-content:space-between;gap:12px;min-height:100%;padding:16px;border-radius:16px;border:1px solid #BFDBFE;background:#ffffffe6;box-shadow:0 8px 20px #0f172a12}.tool-cta-card-primary{border-color:#93c5fd;box-shadow:0 10px 22px #2563eb1f}.tool-cta-card-top{display:flex;gap:12px;align-items:flex-start}.tool-cta-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:14px;background:#2563eb1a;color:#2563eb;flex-shrink:0}.tool-cta-copy h3{margin:2px 0 6px;color:#0f172a;font-size:1.06rem}.tool-cta-copy p{margin:0;color:#334155;line-height:1.55;font-size:.96rem}.tool-cta-eyebrow{display:inline-flex;align-items:center;border-radius:999px;padding:5px 10px;background:#dbeafe;border:1px solid #BFDBFE;color:#1d4ed8;font-size:.76rem;font-weight:800;letter-spacing:.02em;text-transform:uppercase}.tool-cta-footer{display:grid;gap:8px}.tool-cta-button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:42px;padding:10px 14px;border-radius:12px;background:#2563eb;color:#fff;font-weight:800;text-decoration:none;box-shadow:0 10px 20px #2563eb29}.tool-cta-button:hover{background:#1d4ed8;color:#fff;text-decoration:none}.tool-cta-supporting{margin:0;color:#475569;font-size:.88rem;line-height:1.45}.tool-page{position:relative}.tool-sticky-spacer{height:82px}.tool-sticky-cta{display:none;position:fixed;left:0;right:0;bottom:0;z-index:50;padding:10px 12px;background:#f8fafceb;border-top:1px solid rgba(2,44,78,.12);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.tool-sticky-cta-inner{max-width:980px;margin:0 auto;display:flex;gap:10px}@media(max-width:720px){.tool-sticky-cta{display:block}.tool-sticky-cta-inner{padding:0 4px}}.tool-hero{margin:12px 0 14px}.tool-hero-surface{border-radius:16px;border:1px solid rgba(2,44,78,.12);background:radial-gradient(1100px 420px at 12% 0%,#2563eb24,#fff0 58%),radial-gradient(900px 380px at 88% 10%,#0056701f,#fff0 62%),linear-gradient(180deg,#ffffffeb,#fff 72%);box-shadow:0 14px 34px #0f172a1a;padding:14px}.tool-hero-grid{display:grid;grid-template-columns:1fr;gap:12px;align-items:start}.tool-hero-badge{display:inline-flex;align-items:center;gap:8px;background:#022c4e0f;border:1px solid rgba(2,44,78,.1);color:#0f2747;border-radius:999px;padding:6px 10px;font-size:.8rem;font-weight:800}.tool-hero-badges{display:flex;flex-wrap:wrap;gap:8px}.tool-hero-title{margin:10px 0 6px;font-size:clamp(1.6rem,2.4vw,2.05rem);line-height:1.15;letter-spacing:-.4px}.tool-hero-desc{margin:0;max-width:60ch;color:#26364f;font-size:1rem;line-height:1.55}.tool-hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}.tool-hero-actions .tool-btn{padding:11px 14px}.tool-hero-note{display:flex;align-items:flex-start;gap:10px;margin-top:10px;color:#0f2747c2;font-weight:650;font-size:.92rem}.tool-hero-trust{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:8px}.tool-hero-trust li{display:flex;align-items:flex-start;gap:10px;color:#1f2b3f;font-weight:600;font-size:.98rem}.tool-hero-cards{display:grid;gap:10px}.tool-hero-card{display:grid;grid-template-columns:34px 1fr;gap:10px;border-radius:14px;border:1px solid rgba(2,44,78,.12);background:#ffffffdb;padding:12px;box-shadow:0 10px 26px #0f172a12}.tool-hero-card-icon{width:34px;height:34px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:#2563eb1a;color:#2563eb}.tool-hero-card-title{font-weight:900;color:#0f2747}.tool-hero-card-sub{margin-top:2px;font-size:.92rem;color:#0f2747c2}.tool-hero-foot{margin-top:14px;padding-top:12px;border-top:1px solid rgba(2,44,78,.1);color:#0f2747bf;font-size:.95rem}.tool-label{display:flex;flex-direction:column;gap:6px;font-weight:700}.tool-label-text{font-size:.95rem;color:#1e293b;font-weight:700}.tool-input,.tool-textarea{width:100%;padding:12px;background:#f8fafc;border:1.5px solid #94A3B8;border-radius:12px;font-size:1rem;font-family:var(--font-family-system);color:#0f172a}.tool-input::placeholder,.tool-textarea::placeholder{color:#64748b}.tool-input:focus,.tool-textarea:focus{outline:none;border-color:#2563eb;box-shadow:0 0 0 4px #2563eb26}.tool-textarea{resize:vertical}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:12px}.tool-span-2{grid-column:span 2}.tool-actions{display:flex;gap:10px;margin-top:14px;flex-wrap:wrap}.tool-module{background:#fff;border:1px solid #CBD5E1;box-shadow:0 10px 30px #0f172a14;border-radius:20px;padding:32px}.tool-subsection-title{margin-top:18px;margin-bottom:10px;color:#0f172a;font-weight:800}.tool-btn{border-radius:12px;padding:12px 14px;font-weight:800;border:1px solid var(--color-border-subtle);cursor:pointer;transition:transform .14s ease,box-shadow .14s ease,background .14s ease,border-color .14s ease}.tool-btn:focus-visible{outline:none;box-shadow:0 0 0 3px #2563eb33}.tool-btn:disabled{cursor:not-allowed;opacity:.7}.tool-btn-primary{background:#2563eb;color:#fff;border-color:#2563eb8c}.tool-btn-primary:hover{background:#1d4ed8;transform:translateY(-1px);box-shadow:0 10px 22px #2563eb29}.tool-btn-secondary{background:#2563eb0f;color:#1d4ed8;border-color:#2563eb73}.tool-btn-secondary:hover{background:#2563eb1a;box-shadow:0 10px 22px #2563eb1a;transform:translateY(-1px)}.tool-section-title{display:flex;align-items:baseline;justify-content:space-between;gap:10px;margin:0 0 12px;padding-bottom:10px;border-bottom:1px solid rgba(15,39,71,.1)}.tool-section-title h2{margin:0;color:#0f172a;font-weight:800}.tool-chip{display:inline-flex;align-items:center;gap:6px;border-radius:999px;background:#dbeafe;color:#1d4ed8;border:1px solid #BFDBFE;font-size:12px;font-weight:700;padding:4px 10px}.tool-help{margin-top:6px;color:#475569;font-weight:600;font-size:.9rem}.tool-muted{color:#475569}@media(max-width:720px){.tool-card,.tool-module{padding:32px}}.tool-skeleton{border-radius:14px;border:1px solid rgba(2,44,78,.12);background:linear-gradient(90deg,#0f27470a 25%,#0f274714,#0f27470a 75%);background-size:200% 100%;animation:skeleton-loading 1.6s infinite linear}.tool-skeleton-line{height:12px;border-radius:999px;background:#0f274733;opacity:.25}.tool-skeleton-block{padding:16px}.tool-skeleton-stack{display:grid;gap:10px}@media(max-width:860px){.tool-hero-grid{grid-template-columns:1fr}.tool-hero-surface{padding:14px}}@media(max-width:720px){.tool-grid{grid-template-columns:1fr}.tool-span-2{grid-column:auto}}.tool-alert{margin-top:12px;border:1px solid rgba(220,38,38,.28);background:#dc26260f;color:#7f1d1d;border-radius:12px;padding:10px 12px;font-weight:700}.tool-notice{margin-top:12px;border:1px solid rgba(15,39,71,.14);background:#0f27470a;color:#0f2747;border-radius:12px;padding:10px 12px;font-weight:600}.tool-hint{margin-top:12px;padding:10px 12px;border-left:4px solid #2563eb;background:#2563eb0f;border-radius:12px}.tool-muted{color:var(--color-text-muted)}.tool-letter{margin-top:10px}.tool-upload{display:flex;flex-direction:column;gap:10px}.tool-progress{width:100%;height:10px;border-radius:999px;background:#0f274714;overflow:hidden}.tool-progress-bar{height:100%;width:0;background:#2563eb;transition:width .12s linear}.tool-donation{background:var(--color-bg-section)}.contact-input:focus,.contact-textarea:focus{outline:none;border-color:#0056708c;box-shadow:0 0 0 3px #00567024}.contact-submit{align-self:flex-start;background:var(--color-link);color:#fff;border:none;border-radius:12px;padding:12px 16px;font-weight:700;cursor:pointer}.contact-submit:hover{background:var(--color-link-hover)}.contact-note{color:var(--color-text-muted);font-size:.95rem;margin-top:var(--spacing-md)}.state-hero-image-wrapper{position:relative;margin:var(--spacing-md) 0;width:100%;max-width:100%;aspect-ratio:16 / 9;border-radius:12px;overflow:hidden;box-shadow:0 4px 12px #00000014;border:1px solid var(--color-border-subtle);background:linear-gradient(90deg,var(--color-bg-alt) 25%,#f0f0f0 50%,var(--color-bg-alt) 75%);background-size:200% 100%;animation:skeleton-loading 2s infinite linear}@keyframes skeleton-loading{0%{background-position:200% 0}to{background-position:-200% 0}}.state-hero-image-wrapper:after{content:"";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:var(--color-text-light);font-size:.9rem;font-weight:500;letter-spacing:.5px;z-index:0}.state-hero-image{position:relative;z-index:1;display:block;width:100%;height:100%;object-fit:cover;background-color:var(--color-bg-alt)}.home-hero{width:100vw;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);margin-top:0;margin-bottom:var(--spacing-lg);padding:clamp(60px,8vw,100px) 0;background-color:#f0f4f8;position:relative;overflow:hidden;border-bottom:1px solid var(--color-border-subtle)}.home-hero-bg{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0}.home-hero-bg img{display:block;width:100%;height:100%;object-fit:cover}.home-hero-bg:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:transparent;pointer-events:none}.home-hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse at center,#ffffff8c,#ffffff2e 55%,#fff0 75%),linear-gradient(180deg,#0056700a,#00567000 70%);pointer-events:none;z-index:0;display:none}.home-hero:after{content:"";position:absolute;top:-50%;left:50%;transform:translate(-50%);width:100%;max-width:1000px;height:100%;background:radial-gradient(ellipse at center,rgba(0,86,112,.07) 0%,transparent 72%);pointer-events:none;z-index:0;display:none}.home-hero-inner{max-width:900px;margin:0 auto;display:flex;flex-direction:column;align-items:center;text-align:center;position:relative;z-index:1}.home-hero-content{display:flex;flex-direction:column;align-items:center;text-align:center;width:100%}.hero-micro-badge{display:inline-block;padding:6px 12px;background:#fff;color:var(--color-link);border-radius:20px;font-size:.85rem;font-weight:700;letter-spacing:.5px;text-transform:uppercase;margin-bottom:24px;border:1px solid rgba(0,86,112,.15);box-shadow:0 2px 4px #00000005}.home-hero-copy h1{font-size:clamp(2.5rem,5vw,3.5rem);line-height:1.15;color:#001a33;margin-top:0;margin-bottom:20px;letter-spacing:-1px;max-width:800px}.home-hero-lede{font-size:clamp(1.1rem,2vw,1.25rem);line-height:1.6;color:#4a5568;max-width:650px;margin:0 auto 32px}.trust-cues{margin:0 0 40px;padding-left:0;list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:16px 24px}.trust-cues li{display:inline-flex;align-items:center;gap:8px;color:#2d3748;font-weight:500;font-size:1.05rem}.trust-cues li svg{color:#005670;flex-shrink:0}.home-hero-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:16px;width:100%}.home-hero-actions .home-cta-primary{min-width:min(100%,280px)}.home-hero-actions .home-cta-secondary{min-width:min(100%,250px)}.home-cta{display:inline-flex;align-items:center;justify-content:center;border-radius:8px;padding:16px 28px;font-size:1.05rem;font-weight:600;text-decoration:none;transition:all .2s ease;box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f}.home-cta-primary{background:#005670;color:#fff;border:1px solid #004d66}.home-cta-primary:hover{background:#034;color:#fff;box-shadow:0 10px 15px -3px #0000001a,0 4px 6px -2px #0000000d;transform:translateY(-2px);text-decoration:none}.home-cta-secondary{background:#fff;color:#005670;border:1px solid #cbd5e0;box-shadow:0 1px 3px #0000001a}.home-cta-secondary:hover{background:#f8fafc;color:#034;text-decoration:none;border-color:#a0aec0;transform:translateY(-2px);box-shadow:0 4px 6px -1px #0000000d}.home-start{margin-top:var(--spacing-xl);padding:0}.home-tool-priority{margin-top:-8px}.home-start-header{max-width:900px}.home-start-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:var(--spacing-md)}.home-start-card{background:#fff;border:1px solid var(--color-border-subtle);border-radius:14px;padding:16px;box-shadow:0 4px 10px #0000000a}.home-start-card-title{margin:0 0 10px;font-size:1.1rem;font-weight:900;color:#111}.home-start-card-desc{margin:0;color:var(--color-text-muted);line-height:1.6}.home-start-more{margin-top:18px}.home-start-more a{font-weight:800}.home-start-more a:hover,.home-start-card a:hover{text-decoration:underline}.home-guides{margin-top:var(--spacing-xl)}.home-guides-list{display:grid;gap:12px;margin-top:var(--spacing-md)}.state-accordion{border:1px solid color-mix(in srgb,var(--state-accent, #003366) 32%,var(--color-border-subtle));border-radius:14px;background:#fff;overflow:hidden}.state-accordion-summary{cursor:pointer;padding:14px 16px;list-style:none;background:linear-gradient(90deg,color-mix(in srgb,var(--state-accent, #003366) 18%,#ffffff),#fff)}.state-accordion-title{margin:0;font-size:1.1rem;font-weight:800;color:#111}.state-accordion-summary::-webkit-details-marker{display:none}.state-accordion[open] .state-accordion-summary{border-bottom:1px solid var(--color-border-subtle)}.state-accordion-body{padding:14px 16px;display:grid;gap:12px}.state-category{border:1px solid color-mix(in srgb,var(--state-accent, #003366) 18%,var(--color-border-subtle));border-radius:12px;background:color-mix(in srgb,var(--state-accent, #003366) 5%,#ffffff);overflow:hidden}.state-category-summary{cursor:pointer;padding:12px 14px;font-weight:800;list-style:none;display:flex;align-items:center;justify-content:space-between}.state-category-summary::-webkit-details-marker{display:none}.state-category-summary:after{content:"▾";font-weight:900;color:color-mix(in srgb,var(--state-accent, #003366) 70%,#111)}.state-category[open] .state-category-summary{border-bottom:1px solid color-mix(in srgb,var(--state-accent, #003366) 18%,var(--color-border-subtle))}.state-category-body{padding:12px 14px}.state-category-link{margin:0 0 10px}.state-reasons-list{margin:0;padding-left:18px;color:var(--color-text-muted);display:grid;gap:6px}.state-reasons-list a{color:var(--color-link);text-decoration:none}.state-reasons-list a:hover{color:var(--color-link-hover);text-decoration:underline}.reasons{display:grid;gap:8px;padding-left:18px}.site-footer{background:#036;border-top:1px solid var(--color-border-subtle);padding:var(--spacing-lg) 0;margin-top:var(--spacing-xl);text-align:center;font-size:.9rem;color:#ccc;display:flex;flex-direction:column;align-items:center}.site-footer .container{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;width:100%}.footer-logo-link{display:inline-flex;align-items:center;justify-content:center;margin-bottom:var(--spacing-md)}.footer-logo-image{height:clamp(59px,10.5vw,84px);width:auto;display:block;max-width:min(364px,80vw)}.footer-links{margin-bottom:var(--spacing-md);text-align:center}.footer-links a{color:#fff;margin:0 8px;text-decoration:none}.footer-links a:hover{text-decoration:underline;color:#e0e0e0}.footer-copyright{margin-left:auto;margin-right:auto;text-align:center}.footer-disclaimer{font-size:.8rem;margin-top:var(--spacing-sm);max-width:60ch;margin-left:auto;margin-right:auto;line-height:1.5;color:#aaa;text-align:center}.breadcrumbs{margin:var(--spacing-md) 0;font-size:.9rem;color:var(--color-text-muted)}.breadcrumbs a{color:var(--color-text-muted);text-decoration:none}.breadcrumbs a:hover{text-decoration:underline;color:var(--color-link)}.breadcrumbs span{margin:0 6px;color:#ccc}.faq-section{margin-top:var(--spacing-lg)}.faq-item{border-bottom:1px solid var(--color-border-subtle);padding:var(--spacing-md) 0}.faq-item:last-child{border-bottom:none}.faq-question{font-weight:600;font-size:1.1rem;margin-bottom:var(--spacing-sm);cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:#222;background:none;border:none;width:100%;text-align:left;padding:0}.faq-question:hover{color:var(--color-link)}.faq-answer{color:var(--color-text-muted);margin-top:var(--spacing-xs);padding-right:var(--spacing-lg)}.callout-box{background-color:var(--color-bg-section);border-left:4px solid var(--color-border-accent);padding:var(--spacing-md) var(--spacing-md) var(--spacing-md) var(--spacing-lg);margin:var(--spacing-lg) 0;border-radius:0 4px 4px 0}.callout-box h3{margin-top:0;font-size:1.2rem;color:#333}.callout-box p:last-child{margin-bottom:0}.ad-placeholder{background:#fafafa;border:1px dashed var(--color-ad-border);padding:var(--spacing-md);margin:var(--spacing-xl) 0;min-height:250px;text-align:center;color:#999;font-size:.75rem;text-transform:uppercase;letter-spacing:1px}.ad-placeholder.tool-ad{margin:18px 0;padding:12px;min-height:var(--ad-min-h, 140px);border-radius:14px;border:1px solid rgba(2,44,78,.1);background:#ffffffb8}.ad-placeholder.tool-ad .ad-label{color:#0f274780;letter-spacing:.9px}.ad-label{display:block;margin-bottom:var(--spacing-xs);font-size:.7rem;color:#bbb}.guides-header{max-width:900px}.guides-filters{margin:var(--spacing-md) 0;display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end}.guides-filter{display:flex;flex-direction:column;gap:6px;min-width:220px;flex:1}.guides-filter-label{font-weight:800;font-size:.95rem;color:#111}.guides-filter-input{width:100%;padding:12px;border:1px solid var(--color-border-subtle);border-radius:12px;font-size:1rem;font-family:var(--font-family-system);color:var(--color-text-main);background:#fff}.guides-filter-input:focus{outline:none;border-color:#0056708c;box-shadow:0 0 0 3px #00567024}.guides-filter-clear{align-self:stretch;border:1px solid var(--color-border-subtle);border-radius:12px;padding:12px 14px;background:#fff;font-weight:800;cursor:pointer}.guides-filter-clear:hover{background:#f8fafc}.guides-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:var(--spacing-md)}.guide-card{background:#fff;border:1px solid var(--color-border-subtle);border-radius:14px;padding:16px;box-shadow:0 4px 10px #0000000a;height:100%}.guide-card-title{margin:0 0 10px;font-size:1.1rem;font-weight:900}.guide-card-description{margin:0 0 12px;color:var(--color-text-muted);line-height:1.6}.guide-card-tags{margin:0 0 14px;padding-left:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px}.guide-card-tags li{padding:6px 10px;border-radius:999px;background:#f1f5f9;border:1px solid rgba(0,86,112,.12);font-size:.85rem;font-weight:800;color:#0b2a3a}.guide-card-cta{margin:0}.guide-card-cta a{font-weight:900}.guides-state-entry{margin-top:var(--spacing-xl)}.guide{max-width:900px;margin:0 auto}.guide-header{margin-bottom:var(--spacing-md)}.guide-summary{color:var(--color-text-muted);line-height:1.7}.guide-quick-answer{border:1px solid rgba(0,86,112,.18);background:#ffffffeb;border-radius:14px;padding:16px;margin-top:16px}.guide-quick-answer h2{margin-top:0;font-size:1.1rem}.guide-next{border:1px solid var(--color-border-subtle);background:#f8fafc;border-radius:14px;padding:16px;margin:var(--spacing-md) 0}.guide-section{margin-top:var(--spacing-lg)}.guide-example h3{margin-bottom:6px}.editorial-block{margin-top:var(--spacing-lg);border:1px solid var(--color-border-subtle);background:#f8fafc;border-radius:14px;padding:16px}.editorial-block h2{margin-top:0;font-size:1.1rem}.editorial-block p{margin-bottom:0;color:var(--color-text-muted);line-height:1.7}.editorial-block p+p{margin-top:10px}@media(max-width:600px){:root{--spacing-md: 20px;--spacing-lg: 32px}h1{font-size:1.75rem}h2{font-size:1.5rem}}@media(max-width:720px){.tool-cta-section{padding:16px}.tool-cta-grid{grid-template-columns:1fr}.home-hero{padding:22px 0}.home-start-grid,.guides-grid{grid-template-columns:1fr}.guides-filter{min-width:100%}.guides-filter-clear,.home-cta{width:100%}.header-inner{flex-wrap:wrap}.nav-toggle{display:inline-flex}.site-nav{display:none;width:100%;flex-direction:column;align-items:flex-start;gap:8px;margin-top:12px;padding-top:12px;border-top:1px solid rgba(255,255,255,.18)}.nav-dropdown{width:100%}.nav-dropdown-menu{position:static;width:100%;min-width:0;box-shadow:none;border:1px solid rgba(255,255,255,.18);background:#ffffff0f}.nav-dropdown-item{color:#fff}.nav-dropdown-item:hover{background:#ffffff1a}.site-nav.is-open{display:flex}.nav-link{width:100%;padding:12px 10px}.contact-submit{width:100%;justify-content:center;text-align:center}.tool-grid{grid-template-columns:1fr}.tool-span-2{grid-column:span 1}}